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Smith Holdings Ltd (Life Time Independent)

Failed 23/01/2024

FRN: 441726

Smith Holdings Ltd has failed with The Financial Services Compensation Scheme (FSCS).

The FSCS declared the firm, which also traded as Life Time Independent, in default on 23 January 2024.

It has been reported that the FSCS has received four claims against Smith Holdings Ltd which relate to pension advice.

It’s not been confirmed how many of these claims have been upheld, but at least one must have in order for the FSCS to declared default.

Smith Holdings Ltd (trading as Life Time Independent) has not been authorised by the Financial Conduct Authority (FCA) since February 2013.

According to its Companies House entry, the firm was dissolved on 15 March 2015.


Can I still claim against Smith Holdings Ltd?

Smith Holdings Ltd was declared in default which means eligible claims will be processed by the Financial Services Compensation Scheme.

The FSCS has a limit to how much compensation it can award, depending on when and how you were mis-sold.  This is currently capped at £85k per eligible person, per firm

You can submit a claim yourself for free with the FSCS.

Here’s some useful links to get you started …

Financial Services Compensation Scheme
FSCS Making a claim
FSCS Contact Us

Money Helper
How to spot a pension scam

Money & Pensions Service
How MaPS can help those who have been scammed on their pensions

Using our Claims service to handle your claim

Pension Claim Consulting is one of the UK’s leading claims companies and specialists in mis-sold pensions claims.

Our claims service includes full investigations, regular updates and complete management of the claim on your behalf.

If we are unsuccessful in securing an offer of compensation, you will not have to pay our success fee.

For successful claims – our fee is calculated at 15%+VAT (total 18%) of the total amount of compensation offered to you. Our fee is capped at £7,500 + VAT.

If you’d like to know more arrange a free initial assessment. We can tell you if we think you have a case.

It’s completely confidential and there’s absolutely no obligation to use our service.

Key Facts

Smith Holdings Ltd has failed with the Financial Services Compensation Scheme following complaints about pension advice

We win more than 9 out of 10 claims

The cost of our service is 15% + VAT on the total monies awarded for a successful claim. Our cost is also priced capped at one of the lowest rates.

Important Information!

You are not required to use our services to pursue your claim. You can also seek further advice or shop around subject to any time limits within which a claim must be made.

It is possible for you to present the claim for free, either to the firm or person against whom you wish to complain or to the statutory ombudsman (Financial Ombudsman Service or Pension Ombudsman Service) or the Financial Services Compensation Scheme, whichever is applicable to your claim.