Guardian – GPC SIPP Ltd

If you moved your pension into a GPC SIPP you may want to check if you should be claiming compensation for mis-selling

GPC SIPP Ltd, previously known as Guardian Pension Consultants Ltd, was a SIPP provider. They reportedly administered around 3,200 SIPPs and had client assets totalling over £130m.

GPC SIPP Ltd went into administration as a result of some of the failed investments associated with its SIPPs, such as:

Claims Against Financial Advisers 

It’s these high-risk, unregulated investments, which were included in the GPC SIPP, that led to the FSCS paying out a reported £95m in compensation claims.

These claims were mainly made against Independent Financial Advisers (IFAs) for giving unsuitable financial advice to their clients.

What is a mis-sold Guardian SIPP? 

Whilst SIPPs with high-risk investment can be a good thing for the right type of investor, they are not suitable for the average person.

Whether it’s just poor advice or negligent practice, if you were recommended to invest into a SIPP by a regulated Adviser and it wasn’t suitable to your needs or circumstances – that could be mis-selling.  If you have a mis-sold SIPP you may be eligible for compensation. 

Latest on GPC SIPP

Smith & Williamson are now the administrators of GPC and announced on their website that they had completed a sale of business with Hartley Pensions.  This sale is thought to involve the SIPPs and SSAS schemes held in their trustee company Guardian Pension Trustee Ltd. Hartley Pensions purchased the books of several failed SIPP providers before entering administration in July 2022.

Claims against Guardian / GPC

The FSCS has determined there are valid claims against GPC, providing there is proof that they failed in their due diligence. SIPP provider due diligence is a contentious issue right now. There have been several court cases which may have affected/delayed the outcome of some decisions against SIPP providers.  

The FSCS declared GPC SIPP Ltd in default on the 17th February 2020. There have been over 1,600 claims made against the firm and as of July 2023, the FSCS have paid more than £67m in compensation.

Get an expert opinion with our free assessment check

If you want to know if your GPC SIPP may have been mis-sold to you – we can help!

Whilst each case is individual, as mis-selling specialists we know to look for certain signs that in our experience indicate that mis-selling may have happened.

The assessment is free and there’s absolutely no obligation to use our service if you have case.

Key Facts

Changed name from Guardian Pension Consultants to GPC SIPP Ltd
GPC had unregulated, high-risk investments such as Harlequin property, InvestUS & The Resort Group in some SIPPs
Went into Administration in 2019 and was declared in default by the FSCS in February 2020

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Rodders Hewitt
Pension Claim Consulting Ltd ...have for me done a great job ...within the expected time scale ...Couldn't have asked for more
Phil C
Thank you to all at PCC. My claim was managed brilliantly and was successful. I can highly recommended their services. Thank you once again
Christopher Fraser
After identifying a concern regarding my pension, I sought advice from Pension Claim Consulting. The response and customer service was swift and amazing. The courtesy and care taken throughout the whole process was phenomenal. The consultant’s communication from start to finish filled me with confidence that PCC do exactly what they state and were on hand whenever required. The level of understanding, empathy for the frustrations, and patience is by far the best I’ve witnessed. I cannot thank PCC enough for their outstanding work ethic and dedication to customers/clients. If you have any concerns at all regarding your pension, then I would highly recommend that you get in touch with them.
Andy Yates
Fantastic service, so impressed with Pension Claims Consulting. None stop updates throughout and everyone who works there was so helpful and supportive in every way. Thank you so much for getting my pension back.
Robert Manningham
Pension Claim Consulting Ltd successfully won a case on my behalf following misguided advice I received in relation to my pension. They were most proactive in the process and kept me fully informed every step of the way. I have no hesitation in recommending their services.
Deanamo 84
Very professional, very thorough and very good at what they do. Always at the end of the phone or email for any questions at anytime throughout the process. I can’t recommend them enough.
Roger King
Pension Claim Consulting managed to reclaim some of my pension by constantly chasing the company that fraudulently took my money. I though that I had lost everything. I cannot thank them enough on recovering some of my pension back.
Susan Stringer
Excellent standard of service. The claim was protracted substantially by virtue of opponents trying hard to not accept any responsibility for their actions and not return the pension fund. PCC kept me fully informed throughout the process, obtained an excellent result for me.They also kept chasing the opponent when little action was taking place from them. The staff were always pleasant and helpful to deal with and very encouraging when I felt my claim was doomed to failure. I can not praise highly enough
Paul Wilshaw
Very professional and informative from the beginning of our 5 year relationship. They talked me through every step of the process with what to expect. I would recommend Pension Claim Consulting to anyone who wants an honest and professional service.
Bill Cass
Great team and they will get the best outcome they can always kept informed the process took a longtime not because of anything pension claims consulting did purely the pension sip provider playing games i would 110% recommend this company to pursue your claim without doubt best thing i have done they didn't give up on my claim even though I had given up on any good outcome however finally resolved and paid thank you pension claim consulting
Important Information!

You are not required to use our services to pursue your claim. You can also seek further advice or shop around subject to any time limits within which a claim must be made.

It is possible for you to present the claim for free, either to the firm or person against whom you wish to complain or to the statutory ombudsman (Financial Ombudsman Service or Pension Ombudsman Service) or the Financial Services Compensation Scheme, whichever is applicable to your claim.