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Unregulated Investments

What is Investment Mis-selling?

Investment mis-selling is when the advice you received regarding an investment has resulted in you investing in a product that wasn’t suitable for you or wasn’t what you were told it would be.  Poor investment advice is the recommendation to invest in a product that is not compatible to you or your needs.  Or it may be that the advice to invest was deliberately misleading or reckless.

Most people accept they are willing to take some risk, and they knew they may lose money.  But many people have lost more than they can afford.

If you have lost more than you could afford, you may be able to claim compensation.

Advisers must assess your needs, circumstances, level of risk and affordability before making a recommendation to invest your money. They have the job of making sure that the investment is suitable for your level of risk, your experience and knowledge in investments, and how much you can afford to lose

If you have lost money because of unsuitable or misleading advice, you may be able to claim compensation for investment mis-selling.  We can advise you on how you make a claim, or if you don’t want the hassle, we can make the claim on your behalf.

Investments in Mis-sold SIPPs

Taking a look at the investments in your SIPP may help indicate if you’ve been mis-sold.

If you’re invested in something high-risk and unregulated which is possibly unsuitable for you and your circumstances this could be mis-selling.

The reason many people are mis-sold SIPPs is because the risks involved with investments they contain does not match their attitude to risk.

In many mis-sold SIPP cases clients were not adequately told of the risks and sometimes even promised guaranteed high returns if they invested.

This is usually the case when an Unregulated Pension Introducer is involved. They are not subject to the rules of regulated firms and can make misleading statements regarding products so as to generate their commissions.

In a lot of cases clients only become aware they have been mis-sold when they see unexpected losses to their pension funds as the value of scheme decreases.


From overseas property schemes to renewable energies and storage pods; high risk, unregulated investments are generally regarded as only being suitable for certain investors.

Unfortunately, too many people who aren’t suitable for these types of investment schemes have ended up invested in them anyway, usually as part of their SIPP.

If you have concerns about your investment advice or SIPP, get in touch and talk to one of our team. Our free no obligation assessment to help check if you may have been mis-sold and if you could have a case for compensation. We will also be happy to answer any questions you may have about pension mis-selling and making a claim.

How can I tell if I’ve received unsuitable investment advice?

Many people have received unsuitable investment advice without realising it.  Most people begin to think something is wrong when they see their investment has lost unexpected value or there’s an unexpected charge.

Here is a list of common indicators that investment mis-selling may have happened:

Rodders Hewitt
Pension Claim Consulting Ltd ...have for me done a great job ...within the expected time scale ...Couldn't have asked for more
Phil C
Thank you to all at PCC. My claim was managed brilliantly and was successful. I can highly recommended their services. Thank you once again
Christopher Fraser
After identifying a concern regarding my pension, I sought advice from Pension Claim Consulting. The response and customer service was swift and amazing. The courtesy and care taken throughout the whole process was phenomenal. The consultant’s communication from start to finish filled me with confidence that PCC do exactly what they state and were on hand whenever required. The level of understanding, empathy for the frustrations, and patience is by far the best I’ve witnessed. I cannot thank PCC enough for their outstanding work ethic and dedication to customers/clients. If you have any concerns at all regarding your pension, then I would highly recommend that you get in touch with them.
Andy Yates
Fantastic service, so impressed with Pension Claims Consulting. None stop updates throughout and everyone who works there was so helpful and supportive in every way. Thank you so much for getting my pension back.
Robert Manningham
Pension Claim Consulting Ltd successfully won a case on my behalf following misguided advice I received in relation to my pension. They were most proactive in the process and kept me fully informed every step of the way. I have no hesitation in recommending their services.
Deanamo 84
Very professional, very thorough and very good at what they do. Always at the end of the phone or email for any questions at anytime throughout the process. I can’t recommend them enough.
Roger King
Pension Claim Consulting managed to reclaim some of my pension by constantly chasing the company that fraudulently took my money. I though that I had lost everything. I cannot thank them enough on recovering some of my pension back.
Susan Stringer
Excellent standard of service. The claim was protracted substantially by virtue of opponents trying hard to not accept any responsibility for their actions and not return the pension fund. PCC kept me fully informed throughout the process, obtained an excellent result for me.They also kept chasing the opponent when little action was taking place from them. The staff were always pleasant and helpful to deal with and very encouraging when I felt my claim was doomed to failure. I can not praise highly enough
Paul Wilshaw
Very professional and informative from the beginning of our 5 year relationship. They talked me through every step of the process with what to expect. I would recommend Pension Claim Consulting to anyone who wants an honest and professional service.
Bill Cass
Great team and they will get the best outcome they can always kept informed the process took a longtime not because of anything pension claims consulting did purely the pension sip provider playing games i would 110% recommend this company to pursue your claim without doubt best thing i have done they didn't give up on my claim even though I had given up on any good outcome however finally resolved and paid thank you pension claim consulting
Important Information!

You are not required to use our services to pursue your claim. You can also seek further advice or shop around subject to any time limits within which a claim must be made.

It is possible for you to present the claim for free, either to the firm or person against whom you wish to complain or to the statutory ombudsman (Financial Ombudsman Service or Pension Ombudsman Service) or the Financial Services Compensation Scheme, whichever is applicable to your claim.