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PFR Services

(Planning For Retirement)

PFR Services (Planning For Retirement) was an unregulated introducer company which operated out of Spain.

It is one of several companies reportedly connected to Terence “Terry” Wright.

Other companies include CL&P Brokers, Alhaurin Wealth Planning, TPS Land and Cash In Your Pension.

All of these companies have been connected to mis-sold SIPP pension claims.


FCA Warning against PFR Services

The FCA issued a warning on its website in 2011 advising consumers to be wary of dealing with unregulated companies, such as PFR Services.

PFR Services was not authorised by the FCA to give financial advice. But they persuaded many UK investors they’d be better off if they transferred their pensions into high-risk investments by way of SIPPs.

Terence Wright

Terence Wright has had an FSA warning against his name since 2010. This advised firms to avoid doing business with him. And that he may be “providing financial services or products in the UK without our authorisation.”

The FSA (the regulator at the time) said they believed he “may be targeting UK customers via the firm Cash in Your Pension.”

GAS Verdant

One of these investments was GAS Verdant. An investment involving the purchase of plots of Australian farm land with the intent to make money from the crops grown on it.

Unfortunately, it failed to deliver on the high returns promised to clients. It was subsequently given a zero value by the FSCS.

Pension providers  Liberty SIPP and Stadia both accepted business from PFR Services so clients could invest in GAS Verdant.

However, many of these clients were not suitable for such a high-risk, unregulated scheme.


Los Pandos Martin Clews

PFR Services (Planning For Retirement) was heavily involved in promoting Martin Clews Los Pandos (Swiss Capita). This was another unregulated and high-risk investment mis-sold to unsuitable investors, quite often, as part of their SIPP.

Los Pandos was promoted as a sustainable investment with generous returns.

Involving 830 hectares of land located between Alicante and Valencia which included a vineyard. The directors of the project were Mike Clews and Eduardo Martin.

However, Los Pandos hit problems and people have not seen the returns they were promised.

The BAD news:

Unregulated Introducers have caused huge losses to people's pension funds

The GOOD news:

You may still have a case against your Adviser or Pension Provider

Want to know more about making against PFR Services?

If you want to know more about making a mis-sold claim – get in touch!

Unregulated Introducers like PFR Services fall outside of the FCA’s jurisdiction, but you could have a case against your Adviser or Provider.


We offer a free initial consultation to help you check if you have a case.

Our assessment is free and there’s absolutely no obligation to use our service if you have case.

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